ROP Term Life

Do you prefer the lower cost of term insurance, but also want something to show for it at the end of the term besides premium receipts? “Get Your Money Back” Term Life from Catholic United Financial is the product for you.

If you pass away during the initial 20-year term, your beneficiaries receive a guaranteed death benefit. If not, Catholic United will return all your premium payments to you, guaranteed. Available to adults ages 20 to 55, “Get Your Money Back” Term Life is perfect for families who want the protection of term life insurance, and the benefit of the return-of-premium (ROP) feature.

“Get Your Money back” Term Life offers:

  • Level premiums for 20 years
  • Guaranteed death benefit
  • Full premium refund after first 20 years
  • Renewable or convertible to permanent insurance, depending on age restrictions
  • The purchase of this product also qualifies the owner to request a donation from the R.E.new Fund for Catholic Religious Education to their parish or Catholic school. Read more here.

How do I get started?

Membership matters

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

  • Making Catholic United grants and incentive programs possible
  • Encouraging volunteer work
  • Fundraising for Catholic parishes, schools and religious education programs
  • Participating in the business decisions of a company that is member-owned and member-operated