Universal Life insurance is a valuable wealth management tool and asset. Catholic United Universal Life combines the protection of permanent life insurance with the accumulation of cash value at current, competitive interest rates. This type of permanent insurance provides security, flexibility and growth for children to senior adults.

Security—Protection for your entire lifetime.

Flexibility—You can pay more or less than your scheduled premium payment, provided there is sufficient cash value to keep your policy in force. An adjustable death benefit also provides flexibility (proof of insurability required for face amount increases).

Growth—The cash value portion of your policy, as long as adequate premium payments are made, provides you with steady, tax-deferred growth for the long term.

How do I get started?

• Contact your local Sales Representative for a quote
  
• Learn how your life insurance purchase will benefit local Catholic religious education
• Read the Life Insurance Buyer’s Guide (free PDF download)
• Request a copy of The Facts of Life and Annuities (free booklet)
  

Reasons to purchase Universal Life from Catholic United

Cash Value Accumulation. Universal Life insurance is an important asset that accumulates value. After premium and monthly charges, the policy fund earns a competitive interest rate. Your local Sales Representative has current rate information.

Loan and Surrender Features. Access to the cash value of your policy while retaining your permanent coverage is available through a policy loan or partial surrender. Certain fees and restrictions apply.

Charitable Options. Through Catholic United Financial, you can use a Universal Life policy to make a gift to a parish, school or non-profit charity, regardless of age of the insured.

Membership Donation. The purchase of universal life insurance also qualifies the owner to request a donation from the R.E.new Fund for Catholic Religious Education to their parish or Catholic school. Read more here.

Membership matters

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

• Making Catholic United grants and incentive programs possible
• Encouraging volunteer work
• Fundraising for Catholic parishes, schools and religious education programs
• Participating in the business decisions of a company that is member-owned and member-operated